Well I talked to my bank and I have to go into a branch office, file a fraud report, possibly file a police report and then after due process they will send the check back or whatever they do. They said with checks it is not as easy as just sending it back like it is with a electronic check or debit. And yes they said this was indeed a check that had been printed out. Which is a real no-no in the banking biz.
They said once this happens you have to chg accts (obviously) as they often start with a low amount and then if things go thru they may up the amount on the next fraudulent check.
Problem is I have lots of debits coming out (utilities) and payments coming in (sponsor payments) but they can prob still use my old acct number for a while to help facilitate my changing the accts over to a new number.
I pointed out that all they need is your routing and acct numbers and they can forge a check. Not even your name. They agreed and said checks have really become antiquated in today's society.
The good news. They have other acts which will work better for me with less fees so I might save $50 in fees or so for my time. (over the next year)
What a pain. But what are you going to do.
Off to the bank. I'll let you know how that goes...