Quote:
Originally Posted by AdultKing
Brujah is on the money, I did this recently and it was worth doing. Unless a program only sends checks, which makes it expensive for me to cash, I now go with the minimum payout in case the program closes shop or decides to change the rules.
|
It's all about risk management. At one point I moved from cheques to wires with a particular program because I wasn't feeling so confident about their longevity. Wires cost a bit more but they have the advantage of 100% cleared funds about 48 hours after the program sends them; if a program went bust the day after I deposited a cheque then it wouldn't be returned as NSF for 3-4 weeks. Even worse if I didn't know and the 2 or 3 cheques I'd deposited in the meantime were returned and the amounts debited back from my account...