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One of the problems as I understand it is that most performers are not employees; but, private contractors. Therefore, the production company is under no liability to provide any insurance beside liability for injury while working on the set. Same for workman's comp. No independent contractor is going to carry and pay for their own workmans comp.
The insurance needs of talent require an complete reoganization of the industry's talent from independent contractors to employees. This would also limit the work options of talent which I'm sure they will never approve of as they will lose their independence, real or imagined.
Food for thought.
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