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let me offer an educated guess..... In this economic climate many in the online processing arena have discovered that collection of your surfers credit card billing details which assuredly happens with each and every decline.....
Collection of this data can prove far more valuable to the billing companies than your customers $29.95 monthly membership is for you....just something to consider
Or you can go with traditional explanations such as bug,glitch,server lag, bank error, heavy scrub, tornado,blizzard,wildfire,etc..
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