Good luck mate, I have never dealt with your but I have often read people saying good things about you.
If I could give one small piece of advice (well two) that would be that communication is key in cases like this. When people know of your situation they should and probably will be more patient and understanding.
Ongoing you really need to look at your numbers and in particular whether you can afford to pay such a large percentage to affiliates....... few of whom have any idea (or care) as to how little is left for you after paying them and VAT etc. Sometimes it is better to keep a bigger proportion of a smaller amount especially if it loses you the stress of meeting affiliate payments on time and more especially when you already have health issues.
