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I too have had some negative experience with Zombaio. and no, I dont have problems processing, and YES my chargebacks are BELOW 2%.
If you are gonna go 3rd party, trust ONLY CCbill. even if you have some issues, they are usually willing to work shit equitably with you.
if you have the ability to do your own processing, and dont mind the work, GET YOUR OWN MIDS.
Everyone else will lie to you and tell you that you had "50% cb rate" (which btw is horse shit, the worst database bangers I've ever seen cant get it over 20-25%), and then they will "keep" your money until all the cbs are cleared (which is english for 'until you forget about the money we stole from u')
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