I have to wonder what people who have all of these problems with their processors are doing to be in the situation to begin with? The only real problems I have had are when a processor goes out of business over the years. Beyond that, rarely any issue.
I have been doing membership sites, and working with different third party processors for the better part of a decade. I have worked with CCBill, Verotel, Zombaio, among others now out of business. I have NEVER once been over 1% on charge backs (AND refunds) over the course of an entire year on any site. That includes celebrity site(s).
While I am not implying the O.P. or others are always doing something shady because they have some processor issue. It makes me wonder 'what' exactly they are doing, or selling, to have these issues in the first place....
