Quote:
Originally Posted by tony286
you are mistaken. Insurance coimpanies pay alot less than cash customers. THey offer volume.Example I went to an eye doctor, I paid $150 for my exam. My Dad said I wished you would of talked to me first. I asked why, he said you probably could of gotten that for less. The reason he knew is because he worked for a large health insurance company and they paid that same doctor for the same exam $35.
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Insurance companies want you to believe that they get better rates, but they often do not. Standard rates for medical care in the USA are grossly inflated because most people have the insurance cushion, as a result of everyone's tax dollars supporting the insurance industry.
I regularly get cash discounts on medical care. I suppose the rate depends a bit on the doctor and how generous he or she is.
Even if I were paying $150 for a $35 exam, which I'm not, that would still beat the heck out of paying a few grand a year for the privilege of the lower price when I use it.