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I haven't seen much change where I live.
When I shop, there are plenty of people in the stores.
I haven't seen an increase in "for sale/foreclosure" signs.
I can't say how people are funding their spending, credit/cash or both but for myself, if I want a service or product, its been cash only for years. So economically, the only difference I've seen are poor savings rates and less to save each month.
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