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Old 08-18-2011, 08:06 PM  
kane
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Join Date: Aug 2001
Location: portland, OR
Posts: 20,684
Quote:
Originally Posted by Minte View Post
I can tell you from recent experience how difficult it actually is to even get a low interest loan from the SBA. We had qualified for an SBA504 loan to add a large addition to our main plant. After nearly 4 months and a mountain of P&L's,Proforma's,balance sheets,personal loan guarantees.etc,etc,etc we were told now we would start the next phase. I shit canned the plan and went directly to the bank. A 20 year loan at under 5% and the entire process took a few days over a month.

The really disappointing thing about the SBA was that they had recent bond issues and have several hundred million dollars that no one is using.
True, anything that involves the government seems to be bloated and filled with red tape so something like what I posted would have to be handled correctly to work.

BTW how is your offline business? Have you seen much of a downturn because of the economy?
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