The account is closed because your site
www.saraswirls.com has been down for 48 hours, despite several notifications. Your recurring members are complaining and chargeing back. To restrict the account after 48hours is standard procedure.
We are not holding any funds, funds will be paid as normal, but we will not rebill customers until the site is up and we see that there are no chargebacks due to the site being down.
If you have any further questions please submit a ticket through ZOA.