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Old 08-25-2011, 04:14 PM  
woj
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Join Date: Jul 2002
Location: Chicago
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Quote:
Originally Posted by Socks View Post
Sperger, let me ask you a question.

If you had a mortgage, which you may have, would you complain or refuse the lower interest rate if offered? Would you protest the macro effect of lower interest rates if it benefited you? Or are you only mad when someone else gets a break and you aren't affected by it?

Not trolling, just asking. My mom's mortgage was recently bought by a bank (not a problem mortgage or anything) and I guess they had to refinance them by law, so she surprisingly pretty much halfed her monthly payment. Can't say I ever thought to blame my government about that windfall.
Of course you are affected by it, where do you think the $$ comes from?

Sounds like your mom made out great on that deal, but that saving had to come from somewhere... for example, for all you know her retirement fund invested heavily in mortgages, and so when she retires in 10 years, she will have $100k less accumulated there... or perhaps, your city or state invested in mortgage securities, guess what, they lost $$$, so to make up that loss, your taxes will get raised next year... etc...

There ain't no such thing as a free lunch... if you are getting some deal, someone else is getting fucked on the other end... and with time it will trickle down back to you anyway...
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Last edited by woj; 08-25-2011 at 04:15 PM..
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