Originally Posted by ThunderBalls

This happened to a friend of mine, the difference was it was a finance, not a lease. He was a few months behind on his car payment, knew he couldnt catch up so he called the bank and told them to come get the car. The bank told him it had not gone to their repo dept yet and they would call him when it had. 3 years went by and he heard nothing until one night about 2 AM he saw some guy with a tow truck looking in the windows of his garage. While trying to get a better look in the garage the repo guy stood on his sprinkler line to look in the window and broke it.

Apparently the guy couldnt tell if the car was in the garage or not so the next day he gets a call from the repo guy pretending to be a flower company saying he has a delivery to make and could my friend verify his address. My friend gave him some address 120 miles away. 3 hours later the 'flower guy' calls again screaming in the phone telling him he's going to have him arrested for theft if he doesnt tell him where he lives, which my friend records. Apparently it is against the law for collection people to threaten criminal prosecution for unpaid debts. So he then calls the bank, threatens a lawsuit and offers $3,000 to keep the vehicle (blue book was $18k at the time). They said to put it in writing and fax it to them, he did and they accepted. I guess sometimes it does pay to fuck with the repo guy.