thanks, vrocks, great info there. I'm actually planning on using this card for all recurring payments so I get miles

then I'll pay it off at the end of the month. I don't like buying things on credit. My motto is "if I can't buy it cash, I don't need it!"
the yearly fee is like $170. I'm thinking that with the benefits and the mileage, it'll make up for the high fee (I hope, ha!)