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Old 09-07-2011, 04:23 AM  
kane
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Join Date: Aug 2001
Location: portland, OR
Posts: 20,684
Quote:
Originally Posted by gideongallery View Post
really try send a collection letter to someone who doesn't have a business relationship to you

you might want to ask the guys who sent copies of dry cleaning bills to 1000s of restaurants claiming that the waiter spill something on them.

their in jail for the crime of mail fraud.
Exactly. So you think these lawyers are going to risk their freedom in order to make a few dollars? Look, I'm not saying that there are not dirty, scumbag lawyers. All I am saying is that these guys did some kind of research and have some kind of evidence that makes them believe that the person they are sending the letter to is guilty.

Here is how it relates to a collection agency. Several years ago I went to the doctor. The doctor sent me a bill and I forgot to pay it. Eventually they sent me a letter telling me if I didn't pay they would send me to a collection agency. I then paid the bill, but my check crossed in the mail with their contacting a collection agency. A few weeks later I get a letter from a collection agency demanding payment. I contact them and explain it has been paid. They put me on hold, checked to see that it was taken care of and everything is fine.

The collection agency had enough evidence to believe I owed that money so they contacted me demanding payment. When I explained that I didn't they fixed the problem and everything was fine.
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