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So basically:
- You want to give free access to a (your) site.
- You want the user to fill out their card details for 'age verification' to access your site
- The user will never get charged for your site, no initial charge and no rebills charges
- There will be a pre-checked x-sale, that would subscribe (and charge) the user to an x-sale partner's site if the user doesn't uncheck the xsale.
You do NOT need a merchant account for this, but you do need an account at a payment service provider. The easiest would be Netbilling. And get Nats as well to make it even easier with the join forms etc.
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