Originally Posted by garce

You're going to make more money with a merchant account that with CCBill. With your own merchant account you can bang cards, have insane pre-checked hidden cross-sells, and do whatever the fuck you want until you get shut down and/or arrested. There's lots of billers that'll let you do whatever you want.

With CCBill, you're pretty well stuck following their rules and accepting their terms.

I'm NOT a program owner - sorry (and I apologize) - but as an affiliate I get more sales using programs that have their own merchant accounts. I don't necessarily consider that a good thing.