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If you're making $200,000 a year with those servers then you should throw a decent guy $100-$200 a month ($1,200 to $2,400 a year) to come in and handle these things for you every now and then. Otherwise you're asking for trouble and being pennywise and pound foolish. One day of downtime due to an unnecessary incident and you'll lose more than you would pay the admin for a full year.
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