Originally Posted by edgeprod

Sure, agreed. I guess I should clarify: would it break most of us who are actually making money from this industry, and not just the $100/week affiliate checks guys (who I have much love for, no disrespect intended)?

Seriously, if $38k breaks your finances, then you probably need a cheaper car, a cheaper house, or a cheaper lifestyle. At least eight months of cushion should be in the bank for emergencies, etc. Figuring an average $150,000 salary (with program owners being higher, and your average designer, etc, being lower), that's $100,000 cushion money, of which $38k only represents a 38% hit to your stash.

It'd be silly to take another $50k (50% of your stash, totally 88% now) to fight for that $38k, in my opinion. But maybe that's just me. Aside from my cars (which is an addiction I have to start fighting), I'm fairly conservative with my money.