Quote:
Originally Posted by epitome
My bad, I thought it was late '09, early '10.
I don't know if things are the same in Canada, but did you get some secured credit cards to rebuild your score.
I know a girl who filed bankruptcy and was so proud she was able to buy a new Kia. I asked her what interest rate she got... it was more than 20%... she was paying close to $700/mo. for a Kia SUV.
Ironically, she is now loaded. She worked for a decade or more for a home healthcare company where the owner always said that when he died his window would get 50% ownership and she'd get 50%. Low and behold, he died and the company was restructured with her as 50% owner with nothing required of her just for being a loyal employee.
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3% on my mortgage, (think it's a 23 year mortgage) included my car in it consolidating everything for a lower payment. was paying 7% on the car from before. now everything is at 3%. it's possible to get a little lower here if you shop it, have better credit or beg and plead, but I don' t know anyone with lower then 2%.... best I head of was 2.5% I'm not complaining. I was offered a real credit card already, not a debit one - passed. not interested at this point.
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This dog, is dog, a dog, good dog, way dog, to dog, keep dog, an dog, idiot dog, busy dog, for dog, 20 dog, seconds dog!
Now read without the word dog.
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