Originally Posted by SwirlsGirl

Point well taken stocktrader, and just for clarity... at this point after having a surge/rapid growth spurt in sales this past week, and having funds collected from my customers and INTERCEPTED by my merchant account bank....

1. not for fraudulent transactions

2. not for charge backs

3.not for stolen credit card

4.not for my own protection

5. not for merchant account abuse

but some pot belly banker sitting in a risk department who is no different then tomas of zombaio with extensive background in banking,stealing,risk management, and acquiring understands very simply this...

that his client is thousands of miles away and cannot get on a plane to walk in his office and "DISCUSS" my money being sent...

So at this point not having any of the sales that I need to cover over head and what not....I will gladly take some fucking chicken and beef as payment at least my family could eat a few more days... but your sarcasm escapes my reality...

I am getting taken to the cleaners everyday by financial entities and its not my desperation but those 3rd parties who have no funds or income to generate on their own

I am not sure how to get a new billing platform but there must be something worth looking at like Eukervoorn pointed out....direct bank account debit so that credit card fraud is reduced drastically....also these in my view would be some benefits...

- no settlement delays.

- no 3rd party holding your money and making interest for profit

- no 100's of complaints on ripoffreport.com about the worlds #1 3rd party billing company ripping people off

- no more days where submissions % go from 75% to 0% then back up to 65% repeatedly rinse and repeat

- no more high subscription prices a to cover the "PROCESSING" companies 15% in fees for the transfer of your hard earned sale into a credit, which is transferred into a temporary loan at the rate of 15%

when you understand this at the level I do, it is nothing but having your money loaned back to you at 15%...no different then the central theme around central banking, and central pseudo banking

- no more pay out delays or zombaio billing reps telling you your wire has left 12 days ago when it never left

- no more busting your ass to make sales and having to wait 1-2 weeks for a payout while some pseudo bankers have your money sitting in some account trying to earn interest

- no more coming to gfy to see if you are one of the 250 clients that got paid this week or not

I like the idea of new technology replacing credit card processors....surely they don't like thinking or talking like this as sooner rather than later the gas tank on the private jet starts sitting on Empty

customer + processor + merchant = recipe for disaster (ibill,paymonde,passwordbyphone,2000charge,etc)

customer + Merchant + direct debit = prosperity,peace of mind,lower prices,happier customers and merchants...no more parasites

If you don't view them as a parasite then why don't you see plumbers or auto repair shops being charged 15% to accept credit cards

Only in our hypocritical industry do we tolerate such foolishness

we allow pseudo bankers to hold our money and pass the excuses... we need individuals that hold the excuses and pass the monies