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No idea but I would be very careful with your own merchant account. It's more than just losing the account, there are some big ass fines if you stay over a certain (very low) chargeback %. In other words, they can take tens of thousands of dollars out of your bank account without asking.
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"I try to make a habit of bouncing my eyes up to the face of a beautiful woman, and often repeat “not mine” in my head or even verbally. She’s not mine. God has her set aside. She’s not mine. She’s His little girl, and she needs me to fight for her by keeping my eyes where they should be."
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