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Kinda more scary than that; how in the hell would they get your pin. Without direct access shoulder surfing, skim readers on bank machines or corrupt merchants.
The next question is why the FBI cares it's normaly a million dollars in losses to even open a FBI file; sure they open them but they never land on a desk of anyone unless it's been a million.
Big scam your wrapped up in; maybe even one that involved the leaking of pin codes and cardnumbers..
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