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Both of these look like arrant nonsense to me. Be careful about where you incorporate - we've been doing some research on exactly this. Gibraltar looks like the best trade-off between cost of incorporation (<$400) and requirements to file accounts (none) and general bureaucracy (low.) If you, for example, incorporate in the UK, it's cheaper BUT you have to file annual accounts, audited if you hit a turnover threshold.
And we (as a UK-based biller) don't have any problem sending money to Canada. We do it every week.
--Dave
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