misshappy we have members transfering payments to us for 3 month and 1 year subscriptions, that's by what you call bank wire in the US? We call that bank transfer over here. You can automate this by enlisting a billing provider who does direct debit, like europaysolutions.com or webbilling.com . This last one also does direct debit in the US and Canada. What you say comes down to people going to the bank physically to deposit money on your account? Not a good idea...
Edit: if your bank charges $30 for an incoming wire maybe you should look for another bank. Also if you let your customers go out to go to the bank anyway, you might as well ask them to send you a cheque or cash and put that on the post. We do that too, some members have been sending in cash regularly for years already. Nice thing about cash is that it's tax free too
