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First of all, sounds like you will be going on Medicaid. You can't pay that stuff out of your pocket. You first become POA. Then you spend her money only.
When it is gone you apply for Medicaid who will then pay it all for whatever kind of care she is getting. Social workers will get involved. The County will take her social sec check and she will get to keep about $90 a month for other things. The rest of her soc sec will be sent by you (POA) to the home she is at.
That is how it works. Lots ahead of you.
The state will also look into her estate to see if any money was transfered in the last 2 years to family members. (5 years they can go legally) Once they start paying for her the money two years back is looked into to see if there were transfers to family members. If she ever had any real money.
If you never ask them (the County) for money (Medicaid), then they never ask to see the bank records. If you ask, then they ask to see past bank records, for sure.
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