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Transfer laws began in 2006. Before that there were basicly no transfer laws.
If mom had 100K and took a fall. You could put the whole thing in your name. Now you pay out of it for 10 months (nursing homes can be up to 10,000 a month usually about 4-6 tho) and then ask to get Medicaid at month 11. So 100K is a lot of money but goes quick when they start paying out a month at a time.
This is why tell mom to spend her money on herself now or transfer it to a child long ahead of time (5 years plus) if you are smart. Good luck, most parents wont do this. But if you explain it maybe they will.
Instead all they scrimped to save sadly goes to medical bills and housing in nine out of 10 cases. If they had any real money to begin. If not, just apply for Medicaid or talk to a social worker if you havent yet.
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