Originally Posted by u-Bob

As I said in one of the file locker threads: I have friends that have paid subscriptions/accounts at filelockers and private torrent trackers. When asked why they don't just join a porn paysite, they replied "everybody knows you can't trust a porn site with your credit card number".

These are people who grew up with the internet. People who have no problem buying from Amazon, on eBay etc

Ease of payment is only a small part of the equation. Trust is a major one.