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I spoke to him on the phone he said he can get me :
9.5% + .35 per transaction
$10k initial monthly volume, with an average ticket of $25
No holdback (based on good credit, will know more when your application comes back)
$195 set up fee (one time only)
$20 per month ($10 customer service and $10 gateway fee)
Also no $1750 fees
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