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While I think you assumed a lot of risk and blame yourself when doing money exchanges with people you didn't know very well I still believe you raise some good points. If you have suspicions that Paxum is committing some sort of fraud against you then you should contact the relevant government agencies in both your home country and theirs to file a complaint.
More than likely there are laws in place already to cover some of these situations and hopefully Paxum is following them because we see they exist for a reason. So talk with support calmly and if they refuse to work with you get your money out and contact the governments and agencies.
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