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If your worried about being scammed set up two payment systems.
1. autoaproved - using ccbill only.
2. aproved - your system.
most people fear being scamed by the programe system and not being paid or them changing there rules later.
If i had the option i would opt for there ccbill system.
but then again, who cares.
if your happy to approve people, then stick with it. its probably lost you lots of sales, but still.
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