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Paul, I'm going to give you a tip.
Wouldn't you make more money and make better use of your time writing this shit on say, a blog? Maybe some kind of consultant that helps retired people make a new living online? Lots of people do that, and make good money at it.
Instead you post here to a bunch of people younger than you, many better off than you, who don't need or value just about anything you have to say.
If you posted these things to a different crowd, they might appreciate what you have to say, and praise you instead of poke fun at you. Hell, you might even get paid.
You just keep doing this same thing over and over again, trying to prove to us how not-so-totally-100%-wrong you are..
It's hard to watch.
You could do the *same* thing, in a *different place* and *do better* with it. Since you love giving out so much advice, use it to your advantage. And realize that advice is best used when given, so take this advice, and do something with it.
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