Quote:
Originally Posted by RuthB
That part of the TOS is a result of lawyer requirements. We had to add it in order to make sure that we cannot come under fire during the normal course of our operations. For instance, when we print the cards, the name and address will go to the printing company, which we have an agreement with. With our TOS like this, we don't have to ask for each individual clients consent in order to send their card to the printer, or for each of their check withdrawals. The other parts that we do not use are part of the standard formula that we were advised to use.
We have never provided any name or address to any other company for marketing or sales purposes. We are very keen on maintaining a high level of privacy, and we share info on a need-to-know basis.
Many people here use our service, and if we would sell the info, it would have been brought to everyone's attention long ago. Nobody can claim that we sold any info, simply because we didn't.
As for the PO boxes, it is a bank rule and is unrelated to any of the above. Sending the card to the actual address is one of the banking KYC rules.
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Then change your TOS to say exactly that. There's no reason to specifically mention "direct marketers". You sound much like a used car salesman who gives me a contract stating "Miles appearing on the odometer may not be actual miles. Buyer assumes all risk and no warranty is implied of any kind" while at the same time telling me not to worry about it because it is actual miles and I have a two year warranty. It doesn't matter what you say here. What matters is what is on the contract.
As for "No PO Boxes" I will never give an adult company my physical address unless I have no other possible option. Who wants to receive adult business stuff at their home address? At least make sure that address is only used to send the initial card then NEVER mail me anything else there again.
And I should mention my U.S. Bank which is also FDIC insured and fully regulated has no problem sending my cards to my PO Box. In fact I've never had any such issue with a bank not willing to do this. In addition Paypal has no problem with my PO Box.
