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re: the affiliate program, I check in my acct, and it says that I only get the $7 if someone activates their card. I never used my paxum card yet, and my balance is $-45, I guess for annual fee...and when I try to activate it wont let me, says that my balance cant be negative. So that means to get the $7 the referral needs to get a card, get pmt of min. $45, and only then I get paid?
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