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Socialists and Communists do NOT believe all people have equal abilities, they believe that all should have equal rights and opportunities.
Capitalism gives people some equal rights and laws, it's illegal for both rich or poor to sleep under bridges. Poor and rich people have the right to buy that life saving medical operation, or send their child to private exclusive schools.
Socialists would say that all should have equal opportunities to power, success and happiness in life.
The rich mostly inherit their wealth. The idea that the clever get rich by their "hard work" is a propaganda myth.
The rich get wealthy by employing people to produce wealth for them. The worker for example would produce goods for his employer worth 1000 dollars per week but only get paid 200 dollars per week.
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