Originally Posted by kronic

Do you realize that chargebacks aren't instant? At least as far as I know. Or different banks could have different procedures.

I had to do a mainstream chargeback a while back and called the DAY I was billed. The CC company told me I had to wait for my statement and call back so I could ensure the charge was on there and I WANTED to chargeback. Don't ask me why they couldn't simply look at recent transactions to CONFIRM the charge was there, but whatever. When I got my statement and called back, they SNAIL mailed me the forms I had to fill out. I probably waited a couple of days to fill them out and send them back. By the time they got the forms back, a good 4-5 weeks would have passed.

The entire process made me believe that it's not as easy to file a chargeback as we'd like to think. The person charging back has to REALLY want to do it.