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If you seek to stay on property, willing to go nearly every year, and plan to visit the parks, the vacation club is a great deal.
However, imho, it's NOT an investment - it's basically more akin to what alextokyo described.
There are dues (billed in monthly installments from what I recall) that run around $500-$1000 annually depending on number of points purchased. Vacation club ownership interest is time limited to around 15 to 40 years (it's transferable so one can often get some of their money back if they later tire of it / need cash) - then poof it's gone! Park tickets are not included, but are discounted / promos (extra days, etc) for vacation club members.
Hope this helps.
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