Originally Posted by Talia_Payoneer

Most companies take an annual fee up front, so even though they are also paying MasterCard for the open cards each month, you have already covered those fees, so they don't need to block your card. We rather only take a monthly fee so that you only pay maintenance fees for the months your card has been active. Proof that this is a good system for anyone whose card has been blocked is that they didn't' pay for those 9+ months of having the card. Imagine if you had paid $45 per year and not used your card for 9 months - if you use it for the next 3 months, that would have been a $15 fee per month that you actually used it.