Originally Posted by epitome

Here is what I always did. Find at least five different agreements for the same type of site. Rewrite based on your needs. You will find that some sites think of more while others think of less. Take the common from all of them as well as the best from each individually and rewrite. It's actually easy after you do it a few times and you'll even learn the words and find mistakes and omissions in the others. Of course the best is to have a lawyer write it.