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As luck would have it, I only would have issues like that when I was out of the country. Nothing ever happened when I was near a bank, but when I was as far away as one could possibly get, I would have fraud issues, they would turn off my credit cards, auto-billing mistakes, and all sorts of other dumb shit. I'd then have to spend endless amounts of time on Skype trying to deal with the situation and usually get disconnected 3 or 4 times in the process.
I no longer use US banking. Been smooth sailing every since.
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