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Old 07-05-2012, 08:46 PM  
HandballJim
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Join Date: Sep 2008
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Quote:
Originally Posted by TampaToker View Post
Long story short i had a membership to Columbia House and WorldOfWarcraft i lost my debit card in march. Canceled the card got a new one. Both of these company's trying to bill the old card of course and getting declined. Last week Columbia house and Wow both charge my new card. Columbia House billed me for 3 months and wow for 1 month. So i look in my accounts and sure enough both accounts are updated with new debit card now i am furious


So after 5 phone calls to customer service for BOA finally got a supervisor on the phone and he told me yes these company's requested your updated debit card and we gave it to them. Its in there Bank of America U.S. Consumer Privacy Notice bla bla.


So if you are using any type of recurring monthly service wih BOA and change debit cards and get a new card and new number the merchant can request your new debit card info and start billing you again at any time which i think is complete b.s
I think most banks have a similiar policy, it's always best to cancel any subscriptions 1st when losing a card, now you can just dispute the charges on the card to the bank. Tell them you did not authorize those 2 companies to charge you card.

The banks think they are doing you a favor since you might need the reoccurring service each month, for example I have some websites that I pay for monthly, if I don't pay they go offline.
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