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Doesn't it really simply depend on if it's "just another investment idea" versus "I need a place to live"?
The phrase "buy low" comes to mind also. When is a better time to buy.. when the value goes up and the interest rates on loans go up right along with them? I guess if you have a crystal ball then theres no need to ask (not that anyone was asking).
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43-922-863 Shut up and play your guitar. 
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