Quote:
Originally Posted by Sly
If you are willing to screw over a bank, you are willing to screw over someone else. It doesn't matter what someone else's ethics are, it shows clearly what your ethics are when you go about screwing over the bank because you think they did you wrong (when in reality, you probably fucked up just as much as they did.)
Your very last line pretty much sums up the whole story. "One needs to look out for their best interests." When this person that owes money now needs help again in the future, this person is going to be looking for another scapegoat because this person felt screwed over.
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Ethics are driven by social norms. When those in power are unethical and the average person seeking to do the "right thing" gets screwed while others doing something less than the so-called "right thing" gets ahead, it's no surprise many people will take notice and follow.
Individuals get criticized for purposely not paying on their mortgage so as to get out of the loan. And businesses, which do likewise all the time (strategic default), are usually commended for cutting costs and saving money.
In short, when the power-elite chose to be more ethical, the public at-large will too.