Originally Posted by NETbilling

The rules are the same for an IPSP as those with their own merchant accounts as far as chargebacks go. Chargebacks are monitored and reported to the card associations for sponsored merchants (those processing under and IPSP) and those who have their own merchant accounts. In the past, a merchant with high chargebacks could process with an IPSP and hide their ratios under their "umbrella". This is no longer the case.

Mitch