I never said that scrub didn't exist.
Never said that CCbill does not scrub.
So Peabody and you are off track if you frame what I am saying in that context. I am saying that people's understanding of scrub is inherently flawed and prone to the same mysteriousness as the stuff of urban legend, which it is not, nor should it be blamed on poor sales as a factor in CCbills processing because, as I tried to explain, you are going to benefit way more from that situation on average.
The truth is that sales fluctuate for a variety of reasons, from the market, the weather, the time of the batch, everything. There will be days with high traffic, low conversions, days of low traffic and high conversions, and there are even those lovely days where traffic and sales are both outstanding... then there will be days too where sales are crap, traffic crap, etc.
You probably easily see these trends by Day right? Where certain days/times of day sales are stronger based on certain geo factors etc., correct? Well, with that example in mind, what I am saying is that there is a level of predictability and there are factors that must be weighed before you ever assume CCbill is to blame or praise for your conversions;that CCbill is going to provide the best possible "scrub" averaged out over all its clients so no one is "penalized" but so everyone benefits from spreading out the risk over millions of transactions; that you pay a premium for this; and finally, that you cannot blame CCbill for a problem with processing if your sales are indeed going through.
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