Originally Posted by pompousjohn

That sounds like a great plan. Another thing I hate is people who call in on the phone and they're like:

My kid/brother/roommate used my card without permission.

And I usually say: Well that's terrible, are they going to be arrested?

And they usually say, Of course not! we are handling this internally!

To which I reply, well then why am I involved? Your kid/brother/room mate clearly owes you money, how is this any of my business? Do you need help filing a police report?