Originally Posted by Biggy2

I mean, you have a history of the payments.

I am sure you can make a quick assessment of "street" value at the time he sold it. Assuming he just didn't totally rip him off, if its a clear underpayment it will be obvious what happened.

And as everyone else said, you have the title. Assuming the car and insurance are still in your dads name, even better. If the local sherriff doesnt pick up the phone, go down there and walk in. Explain what happened, in honesty. And tell them you are there to repo the car. Just be prepared to refund the payments. I doubt you'll be able to keep the payments and claim the car, you might be able to although re-payment is goodwill, and just further shows you are acting in good faith.

Also, I doubt she has a money to pay an attorney, you could snag it in the middle of the night quickly, via a tow truck. Hard for her to make an argument against it. If she comes crying, just show them the title. If she doesn't have the $ to pay you, she doesn't have the $ to pay a lawyer, and in the end, she isn't going to fight for something she knows doesnt belong to her unless she is a truly crazy bitch, but once again, she will need funds and resources to fight it. if she tries to hire any lawyer, they will find out whats going on, when they realize the title isnt in her name, they will kinda realize she's fucked.

lastly, you coudl go to the cops, and potentially file a stolen car report. but you'd need to ask them if thats the right way to handle it.