thanks for all the replies.
I won't be hiring or talk to an attorney as of now because it will be costly for starters like me.
What I am looking for is somewhat similar to "adsense publisher" website guidelines wherein it outline that we need to put privacy policy, disclaimers, etc.
I know that child pornography is strictly prohibited but I wanted to know if we use the word "nude school girl" besides an image is suggestive of posting child pornography.
Moreover, I wanted to know if age verification is a requirement because I see a lot of website do not have one, others do have a pop up before entering a porn site.
thanks @fendlestick and @MrDeiz , I could use it as a guide.
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