I read the bad stuff about getting authorizing your account.
I know it happens to some but I signed up with them 2 weeks ago and everything was authorized with just an id and utility bill (Spanish) within 24 hours.. So for me the service so far is good. Maybe I was just lucky.
the $45 for the card.. well my bank charges me $30 a year for just a debit card, so $45 for a mastercard seems fair.
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