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Do it for sure. Im not sure why adult are sticklers when considering a merchant account but the monthly number seems to be around 8k or more per month.
But merchant account is your own bank. Not a third party processor. So if you go with netbilling as your gateway make sure to get your own bank to process the sales. Then send failed transactions to someone like ccbill.
But your doors will open wide up.
For a comparison, mainstream using google merchant, then getting merchant account, is now 6 times more profitable. Other factors involved but own merchant account def one of them.
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